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We believe our approach adds a broader perspective to all we do and provides increased benefits to our clients and their families. 

Our team of financial professionals can help you address:

  • Cash Flow Planning
  • Cash Management
  • Retirement Decisions
  • Risk Management
  • Asset Allocation Principles and Strategies
  • Retirement Investing and Distribution Strategies
  • Roth IRA Conversion Planning
  • Estate Planning Issues

Our experienced professionals have helped many people just like you with similar issues and concerns. We specialize in creating an approach that is designed to address your individual situation. It is a rarity that we come across a situation which we have not already addressed in the past. 

John is the Managing Director of Reef Wealth Management serving private investors, businesses, aerospace and technology employees as both an Accredited Investment Fiduciary® (AIF®) and Certified Wealth Strategist® (CWS®).

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Marcus Silverberg

Sr. Vice President | Investments

Reef Wealth Management is a strategic partner of Silverberg Wealth Management. Marcus Silverberg is the Founder and CEO of Silverberg Wealth Management. With over 18 years of extensive experience, his attention to detail and high...

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Dana Toth

Administrator and Transitions


Dana Toth is a Financial Advisor Administrative Assistant with over 18 years experience in the financial industry. As an administrative assistant with a strong work ethic, she is dedicated to providing exceptional service to our clients.

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Kara Tallardy

Business Process Analyst

Prior to joining Reef, Kara spent 11 years working for the Toyota Motor Corporation. She was one of three individuals in Color and Trim within Toyota's Product Planning area. Kara was responsible to develop from concept, design,...

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Delisse Velasco

Platinum West Team - Senior Service Liaison

Delisse has been with First Allied for over 10 years, transitioning from cashiering specialist to client service manager. In her current role as a senior service liaison, she is responsible for supporting a dedicated group of advisors...

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Susie Guinn

Platinum West Team - VP, Service

Susie has been with Cetera Financial Group collectively for seven years, first with Girard Securities and two with Platform Support for GPS and My Advice Architect (MAA).

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