^{About Us}
Meet Reef Wealth Management

A reef protects what lives within it from the storms outside—and over time, it becomes a place where things grow. That's what we set out to build in 2011: an independent, fiduciary-focused firm where clients are known by name, plans are explained until they're crystal clear, and every decision comes back to one simple question—why?

^{our mission}
Our whole practice has one goal: that our clients never run out of money in retirement.

We help a select group of families make their wealth last a lifetime and beyond. Every dollar is given a clear job: income for today, income for tomorrow, growth for the decades ahead and a legacy for the next generation. We bring decades of institutional experience and the care of a fiduciary, and we measure success in decades, not transactions.

^{Why Reef}
Large enough to thrive, boutique enough
to know you & your family.

A real relationship

We know you when you call, not a case number in a system.

Education that empowers

You understand the plan without needing to run it yourself.

Growth built to last

Income, future income, and legacy, structured for the long run.

^{fiduciary standard}
What is a Fiduciary, and why
does it matter to you?

A fiduciary is required to act in your best interest—not simply to recommend something "suitable," and never to put the firm's interests ahead of yours. It's a legal and ethical standard, and it changes the nature of the relationship: the advice you receive is built around what's right for you.

John Tallardy is an Accredited Investment Fiduciary® (AIF®), and Reef Wealth Management was founded with a fiduciary focus from day one. In practice, that means transparency about how we're paid, recommendations we can explain in plain language, and a commitment to being on the same page as you—especially when markets get difficult.

^{Who We Are}
Meet Our Team

We're a small team by design. It's how we know every client's story when the phone rings, and how we make sure nothing about your plan gets lost between people. John leads strategy and client relationships; Teresa and Autumn keep everything running so your experience is smooth from the first call to the last signature.

H. John Tallardy, AIF® CWS®

Managing Director & Founder

310-860-6373

JTallardy@reefwealth.com

John is the Managing Director of Reef Wealth Management serving private investors, businesses, aerospace and technology employees as both an Accredited Investment Fiduciary® (AIF®) and Certified Wealth Strategist® (CWS®).